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Which cars are the cheapest to insure? As a rule of thumb, lower value cars with good safety ratings tend to attract lower insurance premiums. In contrast, high-performance sports cars and luxury brands often end up costing their owners dearly. A recent survey carried out on behalf of reveals the ten cheapest cars to insure in 2013. The list is dominated by SUVs and crossovers, in contrast to previous years where minivans topped the cheap insurance ratings. The superior rating of SUVs is due to their low accident rates and good safety features. If you are serious about making big savings on insurance costs, one of the most effective things you can do is to choose a model from this list to be your next car.

1. Ford Edge SE
With average annual premiums of only $1,128, the Ford Edge SE tops the list of cheapest vehicles to insure in 2013. The fuel-efficient four-cylinder engine means that you'll also enjoy better fuel economy (30 mpg highway) than many crossover owners.

2. Jeep Grand Cherokee Laredo
This award-winning SUV not only performs well both on and off the road, but it could also save you money on Akron auto insurance, as it costs on average just $1,148 a year to insure.

3. Subaru Outback 2.5i Premium
With competitive fuel economy figures of 21 mpg in the city and 28 mpg on the highway, plus average yearly insurance premiums of $1,150, the Subaru Outback 2.5i Premium is relatively cheap to run.

4. Kia Sportage
Economical drivers love the Kia Sportage for its affordable purchase price and low insurance premiums, which average $1,157 a year.

5. Jeep Patriot Sport
Cheap to buy and cheap to run? It's a match made in heaven for the Jeep Patriot Sport, which has average insurance premiums of just $1,160.

6. Chevrolet Express 1500
There's great news for Chevy lovers; the Chevy Express 1500 costs only $1,171 to insure on average.

7. Subaru Outback 3.6R
Subaru Outback models are featured twice in the top ten cheapest cars to insure. The 3.6R carries an average annual premium of just $1,180.

8. Hyundai Tucson GLS
Priced at around $20,000, and attracting an average insurance premium of $1,189, the Hyundai Tucson GLS could be an economical choice for many drivers.

9. Ford Explorer
Ford sneaks into the top ten for a second time with the Explorer, which costs an average of $1,197 to insure. However, the list price, which starts at $29,100, is significantly higher than the Hyundai or Kia models.

10. Hyundai Tucson GL
The Hyundai Tucson GL can be snapped up for approximately $2,000 less than its higher-spec sibling, the GLS. The average cost of insurance is only very slightly higher, at $1,204.

If you are planning to trade your vehicle in 2013, choosing a model from this list could help you save money on insurance. To lower premiums even more, always compare policies to get the best possible price. For a free car insurance quote, call Summit Insurance Agency today at 330-655-0655.
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